Travel Insurance

Travel Insurance

Travel insurance is designed to cover major accidents that occurred during overseas trips or vacations.

It is very dangerous to travel without a cover, and if something unthinkable happens, you may leave you in large quantities from your pocket.

What does travel insurance cover here? The basic items you need to know before purchasing are as follows.

Types of travel insurance
Within the next 12 months, the trip you are traveling, the trip you are traveling with, and who are you traveling with?

How often do you travel? Single Travel and Annual Travel

In the case of a single year trip, the annual cover is not the cheapest option when traveling more than once within the next 12 months. Usually, the travel cover is more effective if you are taking one or two holidays.

Where are you going? Europe and the world cover

For example, African countries such as Egypt, Morocco, and Tunisia are included. On the other hand, some insurance companies have two types of insurance premiums, Europe and the world, but there are things that seems simple, but travel insurance companies have various methods, so purchase Please check the policy carefully before.

Who are you? Individuals, couples, family covers

If you are traveling with your partner or your family, you have the same kind of cover. Some insurance companies can travel by group policy, but please check with the provider before traveling.

Benefits of travel insurance
Travel insurance has several features that will help you to cover you and your belongings during your vacation.

Emergency Medical Cover

Required cover: 2 million pounds in Europe, 5 million pounds worldwide

If there is no travel insurance, there is travel insurance. You may have a huge sound, but hospital treatment expenses abroad will cost hundreds of thousands of pounds. Also, I am afraid of being afraid to be a partner.

You also need to inform your inure of your situation in case of a cancellation cover, carry out the risk of your insurance company refusing to pay. It is a development between taking out your policy and traveling.

Cancel, shorten, departure miss

A cover is required: £ 3,000

Travel insurance usually pays your trip for a short period (shortened) for reasons such as sickness or death. However, circumstances under which cancellation or reduction request can be made may be restricted.

A missing departure should not cover it, looking for a policy that will provide cancellation and reduction of £ 3,000, including a coach for a trip that you have already organized and paid. If you missed a flight / ferry due to a breakdown or unexpected delay in public transport.

Personal property and money

A cover is required: £ 1,500

Travel insurance usually covers the maximum number or minimum number of lost or stolen items to a certain limit. Most travel insurance policies restrict what you can bill for a single item and all valuable items. Since most companies will pay between 200 pounds and 500 pounds per item, keep this in mind when packing for a holiday.

When bringing back expensive accessories such as smart phones, tablets, watches, jewelry, etc., you can add insurance money for home insurance for property that is away from home.

Travel insurance can be safely touched against the theft of cash and travelers. In most cases, the maximum amount is between 200 pounds and 500 pounds, so check your terms of use from your policy and avoid using currency much.

Personal liability insurance

A cover is required: £ 1 m

Personal responsibility is an important feature of travel insurance if it is rarely used. We will cover you if you face the legal bills that may arise if you mistakenly hurt others or hurt your property while you are abroad.

Other features

Travel insurance products include personal accident compensation, litigation expense insurance, sports equipment insurance, compensation for disasters and unexpected events, and so on.